{"id":1930,"date":"2023-04-26T08:51:22","date_gmt":"2023-04-26T08:51:22","guid":{"rendered":"https:\/\/ygmb.com.my\/?page_id=1930"},"modified":"2025-06-25T16:25:29","modified_gmt":"2025-06-25T08:25:29","slug":"ahli-skim-18","status":"publish","type":"page","link":"https:\/\/ygmb.com.my\/?page_id=1930","title":{"rendered":"Ahli Skim 18"},"content":{"rendered":"

[vc_row full_width=”stretch_row” bg_position=”center center” bg_size=”100% auto” css=”.vc_custom_1702429460331{padding-top: 350px !important;padding-bottom: 100px !important;background-image: url(https:\/\/ygmb.com.my\/wp-content\/uploads\/2023\/12\/YGMB_MAT-KK14688-scaled.jpg?id=5350) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: contain !important;}”][vc_column][vc_empty_space height=”50px”][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1682497643500{padding-top: 80px !important;padding-bottom: 30px !important;background: #020620 url(https:\/\/ygmb.com.my\/wp-content\/uploads\/\/2017\/09\/bg-about_03.png?id=434) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][vc_column width=”1\/4″ offset=”vc_col-md-8″][vc_row_inner][vc_column_inner][vc_empty_space height=”20px”][vc_column_text]<\/p>\n

Ahli Skim 18 (AS18) yang dilancarkan pada 1 Julai 2018 menawarkan sebanyak 18 manfaat kebajikan dengan bayaran yuran RM28 sebulan. Produk ini merupakan skim perlindungan dan kebajikan yang komprehensif bagi memenuhi keperluan semasa guru-guru termasuk kakitangan sokongan Kementerian Pendidikan di seluruh negara.<\/p>\n

[\/vc_column_text][vc_empty_space][vc_column_text]<\/p>\n

Tempoh maksimum keahlian AS18 adalah sehingga mencapai umur 60 tahun sahaja. Setelah tamat tempoh ini, potongan yuran bulanan melalui Sistem Potongan Gaji ANGKASA (SPGA) akan diberhentikan. Bagi ahli yang bersara awal sebelum mencapai umur 60 tahun, keahlian akan tamat secara automatik mengikut tarikh persaraan ahli berkenaan. Sebarang permohonan untuk meneruskan keahlian AS18 selepas bersara adalah tidak diterima.<\/p>\n

[\/vc_column_text][vc_empty_space][vc_column_text]<\/p>\n

Berikutan Pandemik Covid-19 yang melanda seluruh negara pada awal tahun 2020, YGMB telah menambah satu lagi manfaat baharu iaitu Rawatan Covid-19 yang boleh dituntut berkuatkuasa mulai Jun 2020. Ini menjadikan bilangan manfaat yang boleh dituntut oleh AS18 adalah 19 manfaat kebajikan kesemuanya berbanding hanya 18 semasa skim ini diperkenalkan.<\/p>\n

[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=”3\/4″ offset=”vc_col-md-4″][vc_column_text]SKIM KEAHLIAN YGMB<\/span><\/p>\n

AHLI SKIM 18<\/strong><\/span><\/p>\n

RM 28.00\/bulan<\/span>[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1682497670774{padding-top: 50px !important;background-color: #ffffff !important;}” el_class=”shadow”][vc_column][vc_row_inner][vc_column_inner][vc_custom_heading text=”MANFAAT KEBAJIKAN AHLI SKIM 18″ use_theme_fonts=”yes”][vc_empty_space height=”40px”][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner][vc_column_text]<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
BIL<\/span><\/td>\nMANFAAT KEBAJIKAN AHLI SKIM 18 ( RM 28 SEBULAN)<\/span><\/td>\n\n
NILAI (RM)<\/span><\/div>\n<\/td>\n<\/tr>\n
1<\/span><\/td>\nKHAIRAT KEMATIAN<\/span><\/td>\n\u00a0<\/span><\/td>\n<\/tr>\n
\u00a0<\/span><\/td>\n** Biasa<\/span><\/td>\n27,000.00<\/span><\/td>\n<\/tr>\n
\u00a0<\/span><\/td>\n** Kemalangan<\/span><\/td>\n52,000.00<\/span><\/td>\n<\/tr>\n
2<\/span><\/td>\nKHAIRAT KEMATIAN – PASANGAN AHLI<\/span><\/td>\n2,000.00<\/span><\/td>\n<\/tr>\n
3<\/span><\/td>\nKHAIRAT KEMATIAN – ANAK AHLI (Maksima 3 orang berumur 18 tahun ke bawah)<\/span><\/td>\n1,000.00<\/span><\/td>\n<\/tr>\n
4<\/span><\/td>\nKEILATAN KEKAL MENYELURUH (BIASA)<\/span><\/td>\n25,000.00<\/span><\/td>\n<\/tr>\n
5<\/span><\/td>\nKEILATAN KEKAL MENYELURUH (KEMALANGAN)<\/span><\/td>\n50,000.00<\/span><\/td>\n<\/tr>\n
6<\/span><\/td>\nKEILATAN KEKAL SEPARA (KEMALANGAN)<\/span><\/td>\nSehingga 25,000.00<\/span><\/td>\n<\/tr>\n
7<\/span><\/td>\nELAUN HOSPITAL (Kemasukan ke hospital maksima 365 hari @ RM 25.00\/hari)<\/span><\/td>\n25.00\/hari<\/span><\/td>\n<\/tr>\n
8<\/span><\/td>\nPENYAKIT KRITIKAL<\/span><\/td>\n25,000.00<\/span><\/td>\n<\/tr>\n
9<\/span><\/td>\nRAGUT<\/span><\/td>\nSehingga 1,000.00<\/span><\/td>\n<\/tr>\n
10<\/span><\/td>\nKEMALANGAN JALAN RAYA<\/span><\/td>\n\u00a0<\/span><\/td>\n<\/tr>\n
\u00a0<\/span><\/td>\n** Kos Perubatan Hospital<\/span><\/td>\nSehingga 10,000.00<\/span><\/td>\n<\/tr>\n
\u00a0<\/span><\/td>\n** Kos Perubatan Klinik<\/span><\/td>\nSehingga 5,000.00<\/span><\/td>\n<\/tr>\n
\u00a0<\/span><\/td>\n** Kos Peralatan Sokongan<\/span><\/td>\nSehingga 500.00<\/span><\/td>\n<\/tr>\n
11<\/span><\/td>\nPENDAFTARAN KEMASUKAN KE IPTA\/IPTS\/IPGM – AHLI (SARJANA MUDA\/SARJANA\/PhD)<\/span><\/td>\n1,000.00<\/span><\/td>\n<\/tr>\n
12<\/span><\/td>\nPENDAFTARAN KEMASUKAN KE IPTA\/IPTS\/IPGM – ANAK AHLI <\/span>(SARJANA MUDA\/SARJANA\/PhD)<\/span><\/td>\n500.00<\/span><\/td>\n<\/tr>\n
13<\/span><\/td>\nBENCANA (Banjir\/Kebakaran\/Ribut)<\/span><\/td>\nSehingga 500.00<\/span><\/td>\n<\/tr>\n
14<\/span><\/td>\nSAGUHATI MENGERJAKAN HAJI<\/span><\/td>\n500.00<\/span><\/td>\n<\/tr>\n
15<\/span><\/td>\nHADIAH PERSARAAN<\/span><\/td>\n500.00<\/span><\/td>\n<\/tr>\n
16<\/span><\/td>\nHADIAH KELAHIRAN ANAK<\/span><\/td>\n300.00<\/span><\/td>\n<\/tr>\n
17<\/span><\/td>\nHADIAH PERKAHWINAN<\/span><\/td>\n300.00<\/span><\/td>\n<\/tr>\n
18<\/span><\/td>\nKOS BANTUAN GUAMAN<\/span><\/td>\nSehingga 30,000.00<\/span><\/td>\n<\/tr>\n
19<\/span><\/td>\nRAWATAN COVID-19<\/span><\/td>\nSehingga 300.00<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

*Tertakluk kepada terma dan syarat semasa<\/span><\/em>
\n*Tuntutan bagi Manfaat 1 hingga 8<\/strong> perlu dibuat dalam tempoh satu (1) bulan dari tarikh kejadian<\/span><\/em>
\n*Tuntutan bagi Manfaat 9 hingga 19<\/strong> perlu dibuat dalam tempoh tiga (3) bulan dari tarikh kejadian<\/span><\/em>[\/vc_column_text][vc_empty_space height=”30px”][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1515983876467{padding-top: 30px !important;padding-bottom: 50px !important;background-image: url(https:\/\/ygmb.com.my\/wp-content\/uploads\/\/2017\/09\/bg-industries.png?id=82) !important;}” el_class=”fix-bg”][vc_column][vc_empty_space height=”30px”][vc_custom_heading text=”SKIM KEAHLIAN YGMB” font_container=”tag:h3|text_align:left” use_theme_fonts=”yes”][vc_empty_space height=”50px”]